Money: That’s what it’s all about, right? It’s important alright, but man is it hard to deal with sometimes.
We’ve put together a list of money-saving tips that we’ve used. Apply some of them to your life and see how much you can save. Let’s get started……
Put yourself on a budget. Contrary to what you may think, budget is not a dirty word.And its not hard to do – check out budgeting videos on sites like YouTube for guidance on how to go about it.
Cut out nonessentials. Hey, if you want to learn how to make your money last, cut out unnecessary expenses like cable TV and fast food.
Learn to cook. I already know how, but I was going out too often. Now, the green I’m saving isn’t just for salads.
Avoid buying sodas and snacks from vending machines. I finally figured out how much more things cost from a machine than in a grocery store, and guess what, ca-ching, savings!
Buy generic. In my opinion generics have gotten a bad rap. So I’ve put away my love affairwith brand names and save a lot of money.
Quit or reduce smoking. Does anyone have any doubt that this is a good idea? Cigarettes really add up over a year. I quit and not only do I feel much better, I’ve got a lot more spending money.
Order vegetarian. That’s right, vegetarian. I’ve been doing it, and guess what, they’re so much less expensive than meat-based meals.
Drink less alcohol. Do you know that the average young man or woman spends almost a thousand bucks a year on alcohol? Think about that. I’ve cut down, and like everything else on this list, it adds up.
Stop with the lattes and the cappuccinos. These $4 drinks might taste good, but it’s easy to get your caffeine hit with much less expensive regular coffee drinks. I’ve cut down to one latte a week.
Add another roommate. I can’t believe I didn’t think about this earlier. We had an extra bedroom that we just used for storage. But it’s helped a lot with our rent and utilities.
Turn down the heat. I’m not talking about freezing here, but you’ll be amazed at how much you would save per month if you turned it down every night and while you’re gone during the day or on weekends.
Use public transportation. Forget about driving everywhere. Have you looked at the price of gas lately? I found out that students get stellar rates on passes just try it.
Use the Web to comparison shop. I love to shop, so this is a no-brainer for me. There are awesome deals to be found.
Use the library. Do I really have to tell you that books, videos, magazines, CDs, and DVDs are free at your library? This can be huge.
If you are studying, use your student discount. You have to carry around your student card everywhere on campus, so why not flash it at local retailers, too? Again, you’ll be amazed at how that would add up.
Consider cheaper entertainment. I found out how to save by going to an early movie or splitting dinners with a friend on “buy one, get one free” coupons that are everywhere these days. I mean, why not?
Cut back on prepackaged, prepared food. I did a little simple research. One pound of individual servings of oatmeal costs $3. But, bulk oatmeal is $1 for one pound. You don’t need to be a genius to figure that one out.
Watch out for bank fees. They’re constantly coming up with new ones. And never overdraw your checking account the fees are outrageous. Being wise about these can pay big dividends. Watch any credit agreements yiou take on as these can be extremely expensive over time. For instance steer clear of overdrafts, credit cards or payday loans.
Make sure you take advantage of all of these money-saving tips. Who couldn’t use more money?